The states that have established retirement plans to provide coverage to private-sector employees whose employers do not take that step to help close that coverage gap. A recent working paper takes a ...

In July 16 testimony before the Senate Health, Education, Labor & Pensions (HELP) Committee Acting Labor Secretary Keith Sonderling, who has been nominated to serve as Secretary of Labor, said his top ...

We’re familiar with what the Social Security Retirement Earnings Test (RET) is and does. But are its impacts limited to just the individuals upon whose benefits it is applied? As a refresher, the RET ...

The Investment Selection Proposal is intended to provide guidance on investment selection and to reduce frivolous litigation; however, some ERISA experts think it may not achieve that goal.

A bipartisan group of senators has introduced legislation that would establish a specific, fast-track process to initiate congressional action to reform the Social Security system.

Whenever the topic of expanding retirement plan coverage comes up, the attention naturally turns to the number of small employers that don’t offer a plan, and someone inevitably says, “But there’s ...

While they may not realize it, there is an opportunity for small employers to offer competitive retirement benefits, as only a third (34%) of small employers currently offering retirement savings to ...

Deferral-related operational failures — including missed and late deferrals — continue to be a leading source of plan corrections and regulatory exposure. What can be done?

The Plan Sponsor Council of America recently asked plan sponsors if they have fiduciary liability insurance with a cybersecurity rider, or if they have a separate corporate policy. What were the ...

As the pandemic goes further in the rearview mirror, retirees are enjoying retirement with well-defined priorities and spend time on a wide variety of activities; still, for some, things aren’t ...

Nondiscrimination testing has many facets. One of them concerns minimum participation. A recent blog entry provides a refresher concerning the minimum participation requirements. In “Minimum Plan ...

A new report suggests that business models may need to be adapted in order for retirement plan professionals to be prepared for the ever-expanding multigenerational “Great Wealth Transfer” set to ...