Clint Proctor is a managing editor with the credit cards and travel rewards team at Forbes Advisor. He has eight years of experience in personal finance journalism and has contributed to a variety of ...

Clint Proctor is a managing editor with the credit cards and travel rewards team at Forbes Advisor. He has eight years of experience in personal finance journalism and has contributed to a variety of ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Ultra-premium luxury credit cards, or "black cards," are the most exclusive credit cards on the market.

The Petal® 2 "Cash Back, No Fees" Visa® Credit Card is no longer available to new applicants. If you've been turned down for a card, you're not alone. Credit card rejection rates are at roughly 16% as ...