Paul Regan claimed to have discovered the investment holy grail of high return at low risk, offering investors the chance to earn 10%, even 15% or more annually for up to 10 years, guaranteed. That ...

Despite the rapid adoption of LLM chatbots, little is known about how they are used. We document the growth of ChatGPT’s consumer product from its launch in November 2022 through July 2025, when it ...