We’ve all been there. It’s 1:30 PM, the sun is hitting the classroom windows just right, and half of your middle schoolers are staring into space like they’ve been hypnotized. The "afternoon slump" is ...

A basis point is one hundredth of a percent, or 0.01%. We describe mortgage rates’ ups and downs in basis points because they simplify comparisons. NerdWallet’s rates are expressed as an annual ...

Tuesday/Wednesday (FIRST ALERT DAYS): Turning hot and hazy. Lows in the low to mid 60s. Highs in the mid to upper 80s to mid 90s. Thursday: Mostly sunny with a few more clouds and slightly cooler.