It offers an industry-leading 3% cash back on nearly all purchases, but there's a waitlist and membership fee requirement. Plus, some redemption options are less valuable than others. The Robinhood ...

Elysse Bell is a finance and business writer for Investopedia. She writes about small business, personal finance, technology, and more. Samantha (Sam) Silberstein, CFP®, CSLP®, EA, is an experienced ...