A basis point is one hundredth of a percent, or 0.01%. We describe mortgage rates’ ups and downs in basis points because they simplify comparisons. NerdWallet’s rates are expressed as an annual ...

U.S. 3 Year Treasury Note-0.0010 4.2570% U.S. 5 Year Treasury Note-0.0100 4.3300% U.S. 7 Year Treasury Note-0.0130 4.4600% ...