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Amber Barkley is a writer and editor with over 10 years of experience in topics ranging from personal finance to marketing analytics. She found her niche in personal finance in 2022, when she joined ...

Federal student loans are typically the first stop when financing higher education: You don't need a credit history or co-signer, and interest rates are fixed, so your monthly payments won't ever ...

Typical credit score of approved borrowers or co-signers: 760. Loan amounts: $5,000 to $550,000. Must have a degree: No, but must be within six months of graduation and have income or a job.